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βš“ Early bird, 2027 filing season
Your refund, safely ashore.

File your taxes from your phone.

A real tax preparer. Flat $49.99 pricing. Secure encrypted portal. No office visit required.

Lock In My $49.99 Rate Takes 3 minutes to sign up.
Pay nothing until we file.
Simple W-2 Return
$49.99
Federal W-2 return
Big-chain average: $220+
  • Federal return prepared and electronically filed
  • Prepared by an IRS-registered preparer with a current PTIN
  • Bank-level encrypted document upload
  • Direct-deposit refund setup included
  • Flat price, guaranteed in writing
  • Filed within 1 to 2 business days of your approval
Claim Early-Bird Spot
πŸ”’ 256-bit encrypted portal
πŸ‡ΊπŸ‡Έ IRS-registered preparer, current PTIN
πŸ“„ Flat-fee guarantee
πŸ’¬ A real human reviews every return

Three steps. Zero appointments.

Most clients finish their part in under 10 minutes, from their phone.

1

Answer a short questionnaire

We send you a secure link. You answer simple questions about your name, address, and dependents. No tax jargon, we promise.

2

Snap and upload your W-2

Photograph your W-2 with your phone and upload it to your private, encrypted client portal. That is it, you are done.

3

We prepare, you approve, we file

A real preparer reviews everything, you approve with one click, and your return is electronically filed. Your refund goes straight to your bank.

Is the $49.99 return right for you?

An honest fit check, so nobody wastes an afternoon.

Perfect fit

  • One or more W-2 jobs
  • Standard deduction or common credits like the Child Tax Credit or education credits
  • Unemployment income or student loan interest
  • First-time filers welcome

Not this offer, but we still have you covered

  • Self-employment or 1099 contractor income
  • Rental property or significant investments
  • Partnership, S corporation, or C corporation returns
  • Multi-state situations with several returns

Those need a bigger toolbox, and we own it. See the full services or get a flat quote.

Your data is safer here than in a filing cabinet.

Handing your Social Security number to anyone should feel serious. Here is how we treat it.

Encrypted end to end

Your documents travel and rest under 256-bit encryption in an industry-standard professional tax portal, the same infrastructure used by thousands of established firms.

Sensitive documents stay in your portal

We will never ask for your W-2 or SSN over email or text. Everything happens inside your password-protected portal with multi-factor authentication.

A written security plan

We maintain a formal Written Information Security Plan as required of professional preparers under federal law. Not just a checkbox, a practice.

Meet your tax preparer

Pavel Zabela

IRS-Registered Tax Preparer with a current PTIN Β· 12+ years of accounting and tax experience

Master's in Management, MGIMO University Β· B.Econ, Plekhanov University Β· BBA, The Hague University of Applied Sciences Β· Client work in English, Russian, and Spanish

I have spent more than 12 years in accounting, preparing individual and business returns in-house and running the books for a multi-entity company. Refund Harbor exists because a simple return should not cost 200 dollars or require an office visit. You upload your documents, I prepare and review your return personally, you approve it, and your refund heads for your bank.

See the full background on LinkedIn β†’

Fair questions, straight answers

Is it really $49.99? What is the catch?

Really $49.99 for a simple federal W-2 return, and the price is guaranteed in writing before we start. If your situation turns out more complex, for example self-employment income, rental property, or investments, we quote the difference upfront and you decide before any work happens. You never get a surprise bill.

Who actually prepares my return?

A real, IRS-registered tax preparer, not software alone and not an offshore data mill. Every return is prepared and reviewed by a preparer holding a current IRS Preparer Tax Identification Number, and your return is filed electronically with the IRS.

How fast will I get my refund?

Most electronically filed returns with direct deposit are paid by the IRS within 21 days. We file within 1 to 2 business days of your approval, so the clock starts almost immediately.

What if I have more than just a W-2?

We handle those too, including multiple W-2s, unemployment income, student loan interest, and more. Start the questionnaire and it walks you through exactly what applies to you, with a clear flat quote before anything is prepared.

What do you do with my data after filing?

We retain your return as required by IRS regulations, keep it encrypted, and never sell or share your information with anyone. Ever. Your data exists to file your taxes, that is it.

Can I do everything from my phone or iPad?

Yes. The secure portal works right in your phone or tablet browser. Snap photos of your documents, answer the questionnaire, review, and approve, all from the couch.

Do I need to print or mail anything?

No. You review and approve your return electronically, we file electronically, and your completed copy lives in your portal as a PDF you can download anytime.

What if I forgot a W-2?

If you remember before approving your return, just upload it and we update everything at no charge. If it turns up after filing, we prepare an amended return for a small flat fee quoted upfront.

Can I amend a return later?

Yes. If we ever make an error, the amendment is free, that is written into our terms. If your situation changes or a document arrives late, we quote a flat fee for the amendment before doing anything.

Early-bird spots are intentionally limited.

We cap the early-bird list so every return receives personal attention. Sign up now, lock in the $49.99 rate, and your secure portal invite arrives before the filing season opens.

No spam. No obligation. Just a spot on the list.